PDFs

504 Approval Timeline

For lenders: how fast can Self-Help get a 504 approved by the SBA?

504 Equipment Financing

Have you got a customer who needs attractive financing on new, heavy-duty equipment? Then an SBA 504 loan package might be the right ticket for you.

Special Purpose Property

Underwriting Tip: What is a special-purpose property? Businesses buying or building a "special-purpose" property must inject an additional five percent into their 504 project. Here are some guidelines.

What is a new business?

Underwriting Tip: New businesses must inject an additional five percent into their 504 project. However, for SBA purposes, "new" might not mean exactly what you think it does.

Underwriting Considerations for Lenders

These are the top five questions we ask when we're looking at borrowers' SBA 504 projects.

SBA 504 Project Structuring Tips

Here are some 504 project structuring tips for lenders.

SBA 504 Loan Information Needs

This is a standard set of information Self-Help needs immediately to get started on an SBA 504 project.

SBA 504 Frequently Asked Questions

Borrowers commonly ask these questions about the SBA 504 loan program.

SBA 504 Key Facts

What projects can use a 504? Who are typical 504 borrowers? How is the loan package structured? What are the terms and rates for SBA 504 financing? Is it difficult to apply?

SBA 504 Loan Program: OCC Report "Small Business' Window to Wall Street"

In February 2006, the Community Affairs Department of the Comptroller of the Currency issued this report on the SBA 504 program through its "Community Development Insights" feature. The report takes a highly detailed look at the SBA 504 program, and analyzes its potential advantages fro banks and small businesses alike. The 16-page report describes the mechanics of the 504 program, ouline the costs, risks and regulatroy considerations invovled in being a 504 lender, and describe how the program can be beneficial to lenders.

504 Borrower Pre-Qual

Self-Help 504 Loan Borrower Pre-Qualification Loan Application

SBA 504 Project Structuring Questions

 

Map of N.C. Self-Help 504 Offices

Map and contact information for all seven Self-Help 504 offices across North Carolina

SBA 504 Loan Program Rates

This month's 10- and 20-year fixed SBA 504 Loan Program rates

SBA 504 Loan Program Comprehensive Guide

This guide offers details on 504 program benefits; project and borrower eligibility; loan structure; the financing process; application particulars; credit standards; the approval process; interim financing; closing and funding; terms and fees; collateral; servicing; loan assumptions and prepayments.