Commercial Loan Interest Rate Indexes
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Commercial Loan Interest Rate Indexes

*Self-Help's Current Prime Rate for Variable Rate Loans

5.00%

**Self-Help's US Swap Rate Index for Fixed Rate Loans

Term As of: 8/27/08
 3 years     3.67%
 5 years     4.03%
 7 years     4.27%
10 years     4.49%

*Self-Help updates its Prime Rate on a monthly basis.
**Self-Help updates its US Swap Rate Indexes on a daily basis.

Typically, Self-Help uses the Prime Rate as the index for our variable rate loans and the US Swap Rate as the index for our fixed rate loans.